FAQs

Typically no. Claims tied to your legal services usually fall under lawyers professional liability, not general liability.

The state generally does not mandate it, but clients, courts, or specific engagements often require it. Requirements vary, so it is worth confirming for your situation. ...

It is designed to help replace lost income and cover extra expense if a covered event forces the practice to close temporarily.

Usually not directly. Billing and regulatory exposures are typically addressed through other coverages, which we can review with you.

The state does not mandate it, but hospitals, credentialing bodies, and payer contracts often require it, so most physicians carry it.

Practices hold protected health information under HIPAA and CMIA. A breach can trigger notification duties and costs that cyber coverage is designed to help address.

It can be worth considering. Employment claims can arise in practices of any size, and EPLI is designed to help respond to them.

The state does not mandate it, but contracts, affiliations, or lenders may require it, so most practices carry it.

Often it is worth carrying. Dental records are protected under HIPAA and CMIA, and a breach can bring notification duties and expense.

It depends on the limits and valuation. Dental equipment is costly to replace, so we review whether your property coverage reflects current replacement values.