FAQs

Typically no. Claims tied to your legal services usually fall under lawyers professional liability, not general liability.

The state generally does not mandate it, but clients, courts, or specific engagements often require it. Requirements vary, so it is worth confirming for your situation. ...

It is designed to help replace lost income and cover extra expense if a covered event forces the practice to close temporarily.

No. A Medical Board investigation is a licensing matter rather than a damages claim, and a payer or Medicare billing audit is not patient care. Each sits in its ...

Not as a general rule. Business and Professions Code 2216.2 requires liability insurance or an interindemnity trust for surgery performed outside a general acute care hospital. Hospitals, credentialing bodies ...

Practices hold protected health information under HIPAA and the Confidentiality of Medical Information Act. A breach starts a 60-day HIPAA notice clock and, since 1 January 2026, a 30-day ...

It can be worth considering. Employment claims can arise in practices of any size, and EPLI is designed to help respond to them.

The state does not mandate it, but contracts, affiliations, or lenders may require it, so most practices carry it.

Often it is worth carrying. Dental records are protected under HIPAA and CMIA, and a breach can bring notification duties and expense.

It depends on the limits and valuation. Dental equipment is costly to replace, so we review whether your property coverage reflects current replacement values.