FAQs

Often, yes, indirectly. Insured receivables are stronger collateral, so lenders may raise your advance rate, include customers or export accounts they would otherwise exclude, and offer better terms. It ...

Cargo is a form of inland marine focused on goods in transit; inland marine also covers other movable or off-site property like tools and equipment.

Motor truck cargo is a carrier’s liability for freight they haul; shipper’s interest is direct coverage for your own goods in transit.

Over-the-road cargo is typically domestic; international ocean or air shipments are covered by ocean marine or stock throughput.

Only to the extent of their legal liability, which is often limited by contract or law. If the carrier is not at fault or caps liability, your goods can ...

Only if you own or operate vessels. Businesses that only ship goods generally need ocean cargo, not hull.

It is set by the terms of sale in your contract, usually the Incoterms rule the parties agreed to. Different rules pass risk at different points, for example at ...

Usually not. Standard property and inland marine typically exclude ocean transit, which is what ocean marine addresses.

Ocean cargo covers goods in ocean or air transit; stock throughput extends across the full supply chain, including storage at your and third-party locations. Many importers use stock throughput ...

Often yes, including ocean and air transit and storage along the way, subject to policy terms.