FAQs

Stop, document, and call us before anything is repaired. Photograph the vehicle where it sits, and keep the repair order, the technician's notes, the parts invoices, the key or ...

Usually yes, since the garage form is built to package it. A garage policy commonly carries the liability, the garagekeepers, and the owned autos together, with property and workers' ...

There is no single formula, and the range is set by a handful of things: the replacement cost of your building and contents rather than their market or book ...

The state does not require it. It requires a bond, which is a different thing. A licensed California vehicle dealer must file a $50,000 surety bond under Vehicle Code ...

Garage liability insurance does not cover damage to the vehicles that are in your care, custody, or control. For such coverage, you would need a garagekeepers insurance policy, which ...

Work from the peak, not the average. The measure is the total value of customer vehicles on your premises at the worst moment, which is usually overnight, over a ...

It turns on which basis the coverage was written on, and there are three. Legal liability responds only where the business is found responsible, so fault has to be ...

Generally yes. General Liability covers bodily injury and property damage arising from your operations, but a customer’s vehicle in your custody is usually excluded, because it is treated as ...

The repair you got wrong is not the same as the damage that repair caused. Faulty workmanship, defective parts, and the cost of redoing the job are excluded, and ...

Possibly, through civil authority coverage, and the conditions are strict. Civil authority responds when an order of a civil authority prohibits access to your premises. Most forms require that ...