FAQs

The state does not require it. It requires a bond, which is a different thing. A licensed California vehicle dealer must file a $50,000 surety bond under Vehicle Code ...

Garage liability insurance does not cover damage to the vehicles that are in your care, custody, or control. For such coverage, you would need a garagekeepers insurance policy, which ...

Work from the peak, not the average. The measure is the total value of customer vehicles on your premises at the worst moment, which is usually overnight, over a ...

It turns on which basis the coverage was written on, and there are three. Legal liability responds only where the business is found responsible, so fault has to be ...

Yes. General liability covers bodily injury and property damage arising from your operations, but it excludes the auto exposure, and a customer’s vehicle in your custody is excluded as ...

The repair you got wrong is not the same as the damage that repair caused. Faulty workmanship, defective parts, and the cost of redoing the job are excluded, and ...

Possibly, through civil authority coverage, and the conditions are strict. Civil authority responds when an order of a civil authority prohibits access to your premises. Most forms require that ...

Generally yes. Business interruption coverage responds to lost income and the continuing expenses you still have to pay during a covered shutdown, which commonly includes rent, payroll, and utilities. ...

It is a time element coverage attached to the property policy, not a policy of its own. On a business owners policy it is usually built in. On a ...

For the period of restoration, which is not the same as how long you are actually closed. The clock runs from the date of loss and ends when the ...