FAQs

Business Interruption Insurance typically does not cover losses due to pandemics or infectious disease outbreaks. For such coverage, you might need a specialized policy or endorsement. ...

To file a claim, contact your insurance provider immediately after a loss occurs. Provide details of the incident and any supporting documentation. Your insurer will guide you through the ...

Yes, builder’s risk is commonly used for renovation work as well as new construction. It typically covers the work in progress and the materials intended to become part of ...

Yes, Builder’s Risk Insurance can be tailored to fit the specific needs of your project. This includes adjusting coverage limits and adding endorsements to cover additional risks. ...

Coverage typically lasts for the duration of the construction project, from the start date to its completion. Policies can usually be extended if the project takes longer than expected. ...

Builder’s Risk Insurance typically does not cover injuries on the job site, employee theft, or liability claims. Those usually sit with General Liability Insurance and Workers’ Compensation. Builder’s risk ...

The venue usually decides it. Most venues and municipalities specify a required limit and additional insured wording in the rental agreement, and that becomes the floor. Beyond that, attendance, ...

Special events insurance can include coverage for vendors and contractors, but this must be specified in your policy. It’s important to discuss your needs with your insurance provider to ...

Yes, you can typically obtain coverage up until the day of the event. However, it is advisable to secure insurance well in advance to ensure all aspects of the ...

Even small events can benefit from special events insurance. Accidents can happen regardless of the event size, and having coverage can protect you from unexpected liabilities. ...