FAQs

Annually, and any time the practice changes what it does. Adding a procedure, adding an advanced practice provider you supervise, opening a second location, or treating patients by telehealth ...

To the retroactive date on your declarations, and no further. A claims-made policy names a date, and an incident that occurred before it is outside the coverage even if ...

On a claims-made policy, the answer depends on what you buy at the end. A claims-made form responds to claims reported while it is in force, so cancelling it ...

There is no standard figure. The range is usually set by your specialty and the procedures you perform, the requirements of any hospital, facility, or credentialing body you work ...

The professional act is covered. Most of what sits around it is not. Criminal acts and sexual misconduct allegations are excluded, though many forms fund a defense up to ...

Tell us the same day, and preserve what will be asked for later. That usually means the written incident report, the point-of-sale record for the tab or table, the ...

Either can work, and the structure matters more than the packaging. Some programs add liquor liability by endorsement to a general liability or business owners policy. Others write it ...

Liquor receipts as a share of total sales is the first number an underwriter looks for. A restaurant where alcohol is a quarter of the check sits in a ...

Every on-premises alcohol server, and the managers who oversee them. The Responsible Beverage Service Training Program Act, created by Assembly Bill 1221, reaches two groups: anyone serving alcohol for ...

Start with the assault and battery wording, because that is how most bar claims actually arrive. Fights, ejections, and security incidents are commonly excluded, or carried back at a ...