FAQs

Yes. It typically applies only to newer vehicles within set age and mileage limits.

Once you owe less than your car is worth, gap coverage may no longer be needed.

Gap coverage may pay off a loan balance. New car replacement may go toward a comparable new vehicle instead.

Usually towing is covered up to a set distance or dollar amount, which varies by policy.

Typically yes. Gap coverage usually works only alongside those coverages, since they pay the car’s value first.

It often includes towing, jump-starts, tire changes, fuel delivery, and lockout help, subject to your plan’s limits.

Typically only when the repair follows a covered claim, such as after a collision or comprehensive loss.

Yes. Coverage usually has a daily cap and a maximum number of days, which you select.

No. It is a smaller auto coverage that may help with crash-related medical costs, often quickly and regardless of fault.

It may still help, since it can cover passengers and expenses your health plan may not.