Cargo terms vary by commodity and limit. Some goods may be excluded or limited, so we review the details with you.
GL includes only a narrow personal-and-advertising-injury piece. Media liability is generally much broader for content risk.
Non-trucking liability generally applies when you drive the truck without a load and not under dispatch.
It is a federal endorsement tied to financial responsibility for many for-hire carriers. Whether it applies depends on your operation.
If you haul property for compensation in California, almost certainly. The permit comes from the DMV, and your insurer files the certificate of insurance for it rather than you. ...
No. Fidelity is crime coverage for employee theft, which we handle separately.
A bid bond backs your bid, a performance bond backs your completion of the work, and a payment bond backs payment to subs and suppliers.
No. It guarantees your obligation to the obligee. If the surety pays a claim, you are expected to repay it.
Licensed contractors generally need a contractor license bond filed with the CSLB. The state sets the required amount, which can change.
Often yes, because smaller teams may have fewer checks on who handles money.
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Founded in 2011, Schneiderman Insurance Agency is local to the San Fernando Valley, and licensed across California, with our agency office located in Granada Hills, CA.
CA Agency License: #0J21925
Zachary Schneiderman CA License: #0H37316
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