FAQs

It pays first, and that is the problem. The employee’s policy is primary by statute and may carry only the state minimum of $30,000 per person, $60,000 per accident ...

Possibly, especially if you publish frequently or work with brands. We can help you weigh the exposure.

No. It is liability coverage for claims against the business by people hurt or property damaged by the driving. Damage to the employee’s own car is the employee’s collision coverage, ...

Yes for infringement in the content you publish, and there are four tiers of this, not one. A general liability policy reaches copyright, trade dress, and slogan infringement only ...

It depends on what you publish and in what form. A multimedia or media content liability agreement inside a cyber policy is usually written for digital content, so print, ...

Cargo terms vary by commodity and limit. Some goods may be excluded or limited, so we review the details with you.

GL includes only a narrow personal-and-advertising-injury piece. Media liability is generally much broader for content risk.

Non-trucking liability generally applies when you drive the truck without a load and not under dispatch.

It is a federal endorsement tied to financial responsibility for many for-hire carriers. Whether it applies depends on your operation.

If you haul property for compensation in California, almost certainly. The permit comes from the DMV, and your insurer files the certificate of insurance for it rather than you. ...