FAQs

Usually, for financed projects, and the lender may need to be named on the policy. We can arrange that.

Sometimes yes. Owner-interest coverage protects your position if the contractor’s policy is insufficient or lapses. We will review both.

Not typically. Those are usually excluded and may be added or arranged separately where available.

They are very similar, and the main difference is often who the policy protects. Course of construction is frequently in the owner’s name; builders risk is frequently in the ...

Often yes, including materials on site and frequently in transit or storage. We will confirm the limits.

No. The CSLB bond is a surety bond tied to your license, separate from liability or workers’ comp. Most contractors need both.

It is typically written for the construction period and may be extended if the project runs long. We will match the term to your schedule.

No, that is workers’ compensation. General liability typically excludes employee injury, so most contractors carry both.

Yes, in most cases we can add the endorsements your contract calls for, such as additional insured status or a waiver of subrogation. Send us the insurance requirements section ...

Many owners of high-value coaches consider one for added liability protection above their coach and auto policies. We can help you look at whether it fits. ...