FAQs

Coverage for accessories, aftermarket parts, and equipment is often available. Let us know what you have added so it can be accounted for.

Even off-road, you can be responsible for injuries or damage to others. Liability coverage may help protect you if that happens.

Trailering raises its own considerations. It is worth confirming how your coverage responds while the vehicle is loaded and away from home.

Coverage for accessories and add-ons is often available. Mention any upgrades so they can be factored in.

Homeowners coverage generally does not extend to off-road vehicles once they leave your property, which is where most riding takes place. A dedicated policy helps close that gap. ...

Even on private roads, accidents and theft can happen. Liability and physical damage coverage may still be worth considering.

Coverage can be limited, especially once the cart leaves your property. A dedicated policy often provides broader protection for how the vehicle is actually used.

Not exactly. A street-legal low-speed vehicle typically faces different requirements than a cart used only on a course or in a community, which can affect coverage. ...

Secure storage, such as a garage, is often expected for collector vehicles. Requirements vary, so it helps to talk through your situation.

Antique, classic, collectible, and specialty vehicles may qualify, though criteria differ. We can help you understand whether your vehicle typically fits.