FAQs

No, that is workers’ compensation. General liability typically excludes employee injury, so most contractors carry both.

Yes, in most cases we can add the endorsements your contract calls for, such as additional insured status or a waiver of subrogation. Send us the insurance requirements section ...

Many owners of high-value coaches consider one for added liability protection above their coach and auto policies. We can help you look at whether it fits. ...

If you have no employees, California generally does not require it, though many contracts do. Licensed contractors are the exception: under Business and Professions Code 7125, the C-8, C-20, ...

Luxury motor coach coverage typically offers higher limits and specialized handling for the premium components and contents found in a high-value coach.

It must carry at least the state minimum auto liability like any road vehicle, but owners of high-value coaches often choose much higher limits.

It sets an agreed figure up front, so a covered total loss is settled at that amount rather than a depreciated value. Terms and eligibility vary. ...

Towing liability generally follows the truck, but damage to the fifth-wheel and its contents usually needs a separate policy.

Yes, if you live in it, full-timer options may add home-like liability and related protections.

The state does not generally require it, though lenders often do on a financed unit, and full-timers may want broader protection.